Category: Insurance

3 Reasons To Buy No Medical Exam Life Insurance for Seniors in Spring!

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Spring can be a great time for purchasing no medical exam life insurance. The weather is nice, the prices are low and your family can benefit from the best financial protection. You can compare plans and find the best plans this spring and here is why: The prices are lower Spring is a good time to purchase a policy because prices are lower. Agencies will usually put up discounts to encourage clients to buy a

Posted in Finance, Insurance, Retirement

Should Seniors Buy Accidental Death Life Insurance?

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Accidental death life insurance is a simplified version of a life insurance policy. When looking for elderly life insurance, you may stumble across this type of coverage. What does it mean? Is it good for you? These are all questions we will answer today. What does accidental death mean? Accidental death riders are usually bought with a life insurance plan. These riders will double the death benefit guaranteed under a policy, if the insured dies

Posted in Finance, Insurance, Retirement

Life Insurance for Elderly – Send Your Grandchildren to College!

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College education is expensive and many students have to borrow money to complete their studies. As a consequence, student loans are a big problem for the younger generation. Many graduates struggle to cover the costs of their education and to pay their debt. Life insurance for elderly can be a golden ticket for many children. As a senior, you can guarantee a college education for your children by purchasing life coverage.  How does it work?

Posted in Education, Finance, Insurance, Retirement

Are You Too Old For Life Insurance?

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Achieving lifetime financial protection and stability is a common goal for most of us. The most effective way is to procure life insurance. This insurance product is not a meager piece of paper, but a powerful financial tool, with real benefits and guaranteed income replacement and supplemental financial benefits. Numerous persons understood that and apply for life insurance. Amongst them, there are individuals that are not that young. Although you are never too old for

Posted in Insurance, Retirement

5 Signs You Need Life Insurance for the Elderly!

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Life insurance is not compulsory by law but plays an important role in the estate planning of every responsible senior citizen. We present you 5 signs you need life insurance for the elderly: 1)     You have a venerable age.  Human life expectancy is limited to 70-90 years, although we know cases of people that are more than 100 years old. The oldest person alive has 116 years old. But these cases are very rare and

Posted in Finance, Insurance, Retirement

Top 5 Factors that Influence The Costs of No Medical Exam Life Insurance

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No medical exam life insurance is a controversial product, mostly because the premiums are higher than those of any other policy. Still, this policy provides coverage with multiple benefits for those that otherwise will remain uninsured. We present you the top 5 factors that influence the costs of no medical exam life insurance: 1)     Age. Although no exam life insurance allows seniors to qualify for coverage, the premiums are differentiated by age. Each individual receives

Posted in Finance, Insurance

No Medical Life Insurance: How To Qualify For Coverage!

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We see a lot of people searching for life insurance quotes for elderly. It is really joyful to see that people are beginning to realize the purpose and the advantages of life insurance, but unfortunately, for many it is too late. It is really difficult to get life insurance under standard policies if you are over 50 years old. The best alternative, in this case, is to apply for no medical life insurance. There are

Posted in Health and Fitness, Insurance

Life Insurance Over 50: What Policies Are Available?

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Elderly are aware that when they start shopping for seniors life insurance, their options are limited. Companies have their standards and most of these standards limit access to life insurance for seniors.  Almost nobody will insure you if you are expected to live only 10 or 15 years. Gambling on a senior is not viewed as a safe investment, because seniors have weakened bodies which can be quickly damaged. Still, there are some options and

Posted in Insurance, Retirement

Life Insurance For Seniors: What Terminal Diseases Are Accepted?

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If you have been diagnosed with a terminal illness, your life insurance policy is an extremely valuable resource. This contract can help you pay the costs of care and treatment, pay for recuperation aids and it will help you replace the income lost due to a decreased ability to work and earn some money. This is why any person that buys elderly life insurance should insert a guaranteed insurability rider or any other form of

Posted in Health and Fitness, Insurance

Life Insurance For Seniors Or Long Term Care?

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Nobody can describe the disadvantages of being old. Your whole body and memory can be affected in irreversible ways. The costs for treating various age related disease are huge and not so many seniors can afford extensive treatments in modern facilities.  Elderly have two options: life insurance for seniors or long term care. Making a decision is really difficult, since both plans provide real benefits and are recommended by financial advisers. However there are some

Posted in Health and Fitness, Insurance, Investing, Retirement